Mass Financial Management

Mass Financial Management (MFM) is a fee-only, fiduciary financial planning firm in New York City, founded by Christina Massalay, CFP®, CPA. With 20 over years across Credit Suisse, Fortress Investment Group, and PricewaterhouseCoopers, MFM serves individuals, families, and business owners across New York, New Jersey, Virginia, Maryland, and Washington DC with no commissions and no conflicts of interest.

At MFM, we do not believe in one-size-fits-all plans or impersonal service. We take the time to understand your unique situation, your values, and what you actually want your money to do for your life. Because wealth management and financial planning is more than numbers. It is about you.

Whether you are working with a fee-only financial advisor in New York for the first time or looking to make a change, we start by understanding your full picture before we recommend anything.

Once we begin working together, we are dedicated to helping you understand your relationship with money and reach genuine financial clarity. Whether you are planning for retirement, a business exit, education funding, tax efficiency, or generational wealth, we build expert guidance and tailored strategies around your specific goals, not someone else's template.

Our clients span New York City, New Jersey, Virginia, Maryland, and Washington DC. We meet in person or virtually, whatever works best for you.

Financial planning and wealth management that puts you first. Built around your goals, your family, and your future, not a formula.

MEET THE TEAM

Christina Massalay, CFP®, CPA, founder and fee-only fiduciary financial advisor at Mass Financial Management.

Christina massalay

Christina Massalay - CFP®, CPA, CEO & Founder

info@mfmhq.com

Brett Danko, Founder and Managing Partner supporting financial planning services at Mass Financial Management.

Brett Danko

CEO of Main Street Financial Solutions

brett@brettdanko.com

Ted Durkin, President and Managing Partner at Mass Financial Management.

Ted Durkin

President of Main Street Financial Solutions

tdurkin@msfsolutions.com

Courtney Elliott, Chief Operating Officer at Mass Financial Management.

Courtney Elliot

Chief Operating Officer

celliott@msfsolutions.com

Terry Dzelzgalvis, Chief Financial Officer at Mass Financial Management.

Terry Dzelzgalvis

Chief Financial Officer

tdzelzgalvis@msfsolutions.com

Christina Massalay

20+ Years Financial Services Experience
CERTIFIED FINANCIAL PLANNER®
Certified Public Accountant (CPA) (New York)
Fiduciary Advisor
Former Vice President, Credit Suisse

Christina Massalay, CFP®, CPA, is the founder of Mass Financial Management and brings more than 20 years of financial services experience, combining Wall Street expertise with a fiduciary commitment to helping individuals and families build lasting financial confidence.Her career includes leadership roles at Credit Suisse, Fortress Investment Group, and PricewaterhouseCoopers, where she developed deep experience in investment management, accounting, risk oversight, and financial strategy.

While her professional background was built within some of the world's leading financial institutions, Christina's passion for financial planning was shaped by personal experience. Raised by a resilient single mother who overcame significant adversity, she witnessed firsthand the challenges that financial uncertainty can place on a family. Those experiences inspired her to create Mass Financial Management, a firm dedicated to helping clients gain clarity, confidence, and peace of mind about their financial future.

Today, Christina works closely with clients to develop personalized strategies for retirement planning, investment management, tax planning, risk management, and wealth preservation. As a CERTIFIED FINANCIAL PLANNER® professional, licensed CPA, and fiduciary advisor, she is committed to serving her clients' best interests. As a committed Christian, Christina's faith serves as the foundation for the integrity, compassion, and fiduciary care she brings to every client relationship.